11 September 2020

How To Buy a Better Car for Your Budget

Need a new car? Want to avoid the bangers and buy a beauty, but you have a budget to stick to? That might not be as big a barrier to a better ride as you might imagine, not if you bear the following in mind anyway…


1. Define 'Better'

Before you head off to the car showroom, it’s smart to take some time to think about what you actually want from a car and what ‘better’ actually looks like for you. After all, if you don’t want a flash car with all the fancy bells and whistles, there’s no point blowing all of your hard-earned on one, when a better car for you is simply a car with plenty of boot space that runs reliably, right?

2. Timing Is Everything

Like waiting for your favourite crisps to go on sale, buying a car at the right time can save you a packet. Dealerships have targets to hit, often at the end of the quarter, so swooping in during March, June, September, or December can snag you a bargain as they look to shift stock.


3. Go Nearly New

Let someone else take the hit of new-car depreciation by snapping up a vehicle that’s barely broken in, after all a used Jaguar is still a Jaguar, right? Cars like a nearly new Jaguar can often be found with just a few thousand miles on the clock and a price tag that won’t make your wallet weep. You get the prestige without the steep price, plus the remaining warranty as an added bonus.

4. Research Religiously

Knowledge is power—and it’s also money saved. Check out reliability ratings, ownership costs, and user reviews. Websites like Parkers and Autotrader are your best mates here, giving you the lowdown without the sales pitch. You’ll be speaking 'torque' and 'trim levels' like a pro in no time.

5. Test Drive with a Twist

Sure, take that car for a spin around the block, but why not make it a real test? Try a route that includes a bit of everything: hills for the engine, potholes for the suspension, and tricky parking to test those sensors. It’s like a first date with your potential new car—you want to know what it’s really like when it’s not just showing off.


6. Haggle Hard

Never accept the sticker price. Car prices aren't fixed, they're just a suggestion—a starting point for negotiations. Channel your inner market trader and don’t be afraid to walk away if the deal isn’t right. Sometimes, that’s all it takes for a better offer to suddenly appear.

7. Financing Finesse

If you’re financing, understand the terms as well as you understand your favourite TV show plot twists. Look for the APR, compare deals, and remember: long-term contracts can be more of a commitment than some marriages. Choose wisely!

8. Part-Exchange Parley

Trading in your old car can be a convenient way to cut costs, but first, check its value online so you know what it’s really worth. Don’t let your old love be undervalued; it’s parting with dignity (and a bit more cash in your pocket).

9. Insurance Insight

Before you shake on any deal, get a quick insurance quote to see if your dream car comes with a nightmare premium. It’s all well and good until you find out it costs more to insure than to buy.


As you can see, no mater what your budget, you can always get more bang for your buck and avoid that banger!
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